Effective date: 21 May 2021
Last updated: 11 May 2022
Read about how Payany1 Pty Ltd ABN 51 630 466 303 (us, we or our) collects, protects, uses, and shares your personal information.
Your privacy is important to us. We are committed to protecting your privacy and we want to ensure that you have a clear understanding of the information we collect about you, how we use it and whom we share it with.
Personal information is information about you that is reasonably identifiable (i.e. name, email address, contact details). Credit information is personal information that is collected in connection with a credit application. This includes identification information, default information, or repayment history information.
We will only use your personal information for the purposes for which it was collected (primary purpose) or for a purpose related to the primary purpose if you would reasonably expect us to use the information for that purpose, or otherwise with your consent.
Yes, we do. However, you can decide not to receive marketing material from us at any time by contacting us using the details set out below or by using the unsubscribe link in any email/SMS.
Sharing (disclosing) your information
Sharing (disclosing) your information outside Australia
We do not share (disclose) your personal information outside of Australia.
We collect personal information about you when you use and access our website. While we do not use browsing information to identify you personally, we may record certain information about your use of our website, such as which pages you visit, the time and date of your visit, and the internet protocol address assigned to your computer.
We may also use 'cookies' or other similar tracking technologies on our website that help us track your website usage and remember your preferences. Cookies are small files that store information on your computer, TV, mobile phone, or another device. They enable the entity that puts the cookie on your device to recognize you across different websites, services, devices, and/or browsing sessions. You can disable cookies through your internet browser but our websites may not work as intended for you if you do so.
How we hold your information to keep it safe?
We hold your personal information in either electronic or hard copy form.
We take reasonable steps to protect your information from misuse, interference, and loss, as well as unauthorized access, modification, or disclosure and we use a number of physical, administrative, personnel, and technical measures to protect your personal information.
However, we cannot guarantee the security of your information.
You can access the personal information we hold about you by contacting us using the information below. Sometimes, we may not be able to provide you with access to all of your information and, where this is the case, we will tell you why. We may also need to verify your identity when you request your information.
If you think that any information we hold about you is inaccurate, please contact us and we will take reasonable steps to ensure that it is corrected.
You can choose not to provide us with personal information. However, if you do this, we may not be able to provide you with any products or services.
Do we disclose credit information to credit reporting bodies?
We do not disclose any of your credit information to credit reporting bodies including for the purpose of requesting a credit check on you.
If you think we have breached the Privacy Act, or you wish to make a complaint about the way we have handled your personal information, you can contact us using the details set out below. Please include your name, email address, and/or telephone number and clearly describe your complaint. We will acknowledge your complaint and respond to you regarding your complaint within a reasonable period of time.
If you are not satisfied with how we have dealt with your complaint you can contact the Office of the Australian Information Commissioner using any of the following details:
GPO Box 5218
Sydney NSW 2001
Phone: 1300 363 992
Telephone: 1300 757 757
Address: Level 4, 403/227 Collins Street, Melbourne 3000