Provided by PayAny1 Pty Ltd ABN 51 630 466 303
Australian Financial Services License No. 518990
Issue Date: 01/09/2024
PayAny1 Pty Ltd (PayAny1, we, us, our) is a Melbourne based company, trading as ‘Cashwo’.
It is important for you to know that non cash payment products and digital wallet services are not protected under the Financial Claims scheme.
This FSG has been prepared by PayAny1. It is designed to assist you make an informed decision about whether to use our financial services. It contains important information about:
You will receive this document at the time we think that we may provide you with a financial service.
You will also be provided with our product disclosure statement (PDS) before you sign up to our product(s). The PDS will provide you with information about the product, it’s features, benefits, risks, costs and other relevant information.
Our product(s) are governed by General Terms which are available at cashwo.com.au/termsandconditions and our Privacy Policy which is available at cashwo.com.au/privacypolicy. You should read the General Terms and Privacy Policy before you decide to obtain our product(s).
PayAny1 is authorised to provide general advice about and deal in non-cash payment products. PayAny1 is the issuer of its own products.
You can provide instructions to us by:
PayAny1 receives fees and charges as set out below:
No fee if the total value of the transactions received via Cashwo services is more than $5000
Payany1 Pty Ltd does not have any relationships or associations that might influence us in providing you with our services If such associations or relationships do come into existence, we will disclose them to you in writing
If you have a complaint or dispute relating to our product(s) or the financial services we have provided to you, please follow the below procedure:
Contact PayAny1 in the first instance via:
Telephone: 1300 757 757
In writing: Suite 403, 227 Collins Street, Melbourne VIC 3000
Email: info@cashwo.com.au
Please provide a full explanation of your complaint. PayAny1 may request further details from you about the complaint. PayAny1 will seek to resolve the complaint immediately, or by no later than 5 business days after receiving your complaint.
If you are not happy with the outcome, you may request that PayAny1’s compliance officer review your complaint and PayAny1’s proposed resolutions. The compliance officer may contact you for more information. The compliance officer will contact you with his or her decision.
If you are still not satisfied with the decision or PayAny1 does not respond to you within 45 days after you make the initial complaint to PayAny1, you can contact PayAny1’s external dispute resolution provider, Australian Financial Complaints Authority (AFCA). AFCA’s details are:
Website: www.afca.org.au
Telephone: 1800 931 678
Email: info@afca.org.au
In writing: Australian Financial Complaints Authority, GPO Box 3, Melbourne VIC 3001
You can only contact AFCA once you have followed the procedure above.
We hold professional indemnity insurance, which covers the financial services we are authorized to provide to you. This professional indemnity insurance satisfies the requirements of section 912B of the Corporations Act 2001 (Cth).
You can contact us via:
Telephone: 1300 757 757
Mail: Suite 403, 227 Collins Street, Melbourne VIC 3000
Email: support@cashwo.com.au
Payany1 Pty Ltd t/a Cashwo (ABN 51 630 466 303) is a company registered in Australia and is authorised by the Australian Securities & Investments Commission. Cashwo holds an Australian Financial Services Licence (AFSL 518990) to provide general financial product advice and deal in relation to non-cash payment products. Cashwo is not a bank or authorised deposit taking institution.