What is PayTo?

A smarter way to
manage bank payments.

PayTo enables fast, secure, and flexible payments directly from bank accounts, giving businesses and customers greater control over payment agreements.

What is

Payto

?

PayTo is a fast and secure way to approve once-off or recurring direct debits from your bank accounts. PayTo gives you full control over every approved PayTo agreement in your online or mobile banking app.

clock-time

Fast

Pay on time every time

PayTo payments are instant, even between different banks. PayTo helps managing your regular payments easier.

secure

Secure

PayTo agreements are authorised by you

All PayTo payments follow the terms agreed to when a PayTo agreement was authorised by you. Your information is protected by the same security as the rest of your banking data.

date

In Control

You have control of your PayTo agreements

You have control over all your PayTo agreements. Easily make adjustments to a PayTo agreement straight from
your bank account.

PayTo can be used for all types of payments, including once-off and recurring transactions.

How to pay with

Payto

PayTo is an easy way to pay from your bank account.

Take control of your payments by authorising PayTo agreements securely from your
online banking or mobile banking app.

payid

1. Enter your PayID

Enter your PayID (your
phone number or email
address) or BSB and Account Number.

check

2. Authorise PayTo Agreement

Log into online banking or your
mobile banking app and
authorise the PayTo agreement

dollar

3. Confirm Payment

Go back to the checkout
page to confirm the payment

To find out more about PayTo, Click Here

Desclaimer: This website may contain links or references to third party sites. We are not responsible or liable for the content of those sites and your access to and use of those sites is at your own risk. Any links are provided for convenience only, and do not indicate any endorsement or recommendation by us

Frequently Asked Questions

What is the New Payments Platform in Australia?
The New Payments Platform Australia (NPP) is a real-time payment infrastructure that enables fast, secure bank-to-bank payments 24/7. It supports modern payment services like PayTo for businesses and consumers.
PayTo operates on the Australia New Payments Platform, allowing customers to authorise payment agreements directly from their bank account. This makes recurring and one-time payments faster and more convenient.
Yes. PayTo is a secure payment method that uses customer authorisation through participating banks, helping reduce fraud while giving customers greater control over their payments.
Unlike many Australian payment gateways, PayTo enables direct bank account payments without relying on card details. This provides a simpler and more secure payment experience.
The Australian Payments Network supports the development of safe and efficient payment systems that strengthen Australia’s digital payments ecosystem and industry standards.
PayTo helps businesses receive payments faster through secure bank-to-bank transactions, improving cash flow while offering customers a flexible and trusted payment option.

Thank You

your message has been sent