PayTo is a modern payment method backed by Australian banks. It allows your customers to approve payment agreements directly from their mobile or internet banking app. Once approved, payments are processed automatically — instantly or as scheduled.
No. Your customers receive a secure payment request and approve it from within their own bank’s app or online banking — no downloads, no extra steps.
Yes. While Cashwo is built to handle ongoing payments beautifully, it also works perfectly for one-off charges, deposits, or on-demand invoices.
Most PayTo payments are processed in real time, with instant confirmation. You’ll see payment status updates directly in your Cashwo merchant dashboard.
Absolutely. All transactions are initiated and approved within your customer’s own banking environment, protected by bank-level encryption and security protocols. Cashwo never stores or shares sensitive bank details.
Customers can manage their payment agreements through their banking app. If an agreement is paused or cancelled, you’ll be notified immediately via your dashboard so you can follow up or adjust billing accordingly.
Yes. Cashwo is flexible. You can adjust amounts, frequencies, or dates as needed — and customers will be notified to approve any changes that require consent.
Yes! Our Australian-based support team is always here to help — whether it’s onboarding, troubleshooting, or just answering questions.
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