We’ve seen thousands of Australian service businesses — from personal trainers to property managers — spend hours chasing payments. These money conversations can strain relationships and drain your energy.
Cashwo changes that. Our platform ensures payments happen automatically in the background, with the security and reliability of the Australian banking system behind every transaction. No manual reminders. No awkward follow-ups. Cashwo handles it all for your clients, so your revenue arrives on time, every time.
Built natively for PayTo, Cashwo is not a legacy direct-debit system with PayTo bolted on — it’s the only Australian payment platform designed from the ground up for seamless, automated collections.
Built from day one around PayTo — not retrofitted from legacy BECS direct debit.
We never see, store, or transmit your customers’ financial details. Ever.
Instant settlement and instant confirmation — the way payments should work.
Local team. Local compliance. Local understanding of how businesses actually operate here.
We see a world where payment collection is no longer a task on your to-do list — where cash flow is predictable, admin is automated, and business owners spend their energy on what they actually built their business to do.
Cashwo exists to make that future the standard, not the exception.
Every architectural decision starts with security. We chose PayTo because it eliminates data risk by design — built into the foundation, not written into a policy document.
If it feels complicated, we haven't finished building it. We obsess over making powerful technology feel completely effortless.
Payments should strengthen business relationships, not strain them. When money moves without friction, trust grows.
Built here, regulated here, supported here. We understand how Australian businesses operate — because we built one.
t/a Cashwo
Authorised by ASIC
Australian Banks
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